Terms

The Low Lay is an informational site providing calculators and explanatory material about the mathematics of sweepstakes coin packages and wagering requirements. It is provided for general information and education.

It is not financial advice, not legal advice, not gambling advice, and not a recommendation to play, deposit, purchase or wager anything.

Expected-balance and package-cost figures produced by the calculators are theoretical expected values derived from the inputs you supply and the assumptions listed alongside them. Expected values are averages over very large numbers of repetitions. Playthrough requirements, prices, and simulation percentiles are not expected values.

No figure on this site predicts, forecasts or guarantees any individual result. Real outcomes vary substantially and are frequently worse than the average. Simulations on this site describe a stated model game, not any real game and not your session.

Results depend entirely on the accuracy of what you enter, particularly the assumed RTP, which the site does not verify and cannot know.

Where this site records an operator’s wagering rules, it records what was read from the stated source on the stated date. Operators change their terms without notice. The operator’s own current terms are always the authority, not this site.

This site is not affiliated with, endorsed by, or operated by any casino or game provider. Product and company names mentioned belong to their respective owners and are used for identification only.

Whether any sweepstakes product is available to you, and on what terms, is determined by that operator and by the rules applying where you are. This site does not cover jurisdictional eligibility and nothing here should be read as saying that any product is available or permitted for you.

Sweepstakes operators set their own minimum age, commonly 18 or 21. Do not use these tools to plan gambling you are not permitted to do.

This site is provided as is. While considerable care has been taken over the arithmetic — the methods are documented, independently re-derived and tested, as described on the methodology page — no warranty is given that the site is free of error, that its content is complete or current, or that it is available without interruption.

You are responsible for decisions you make. To the fullest extent permitted by law, no liability is accepted for loss arising from use of this site or reliance on anything published here.